Use the in-app flow AND the funding bank/card — the two paths can both succeed.
What to do
- PayPal: open a 'Resolution Center' dispute — Item not received or Unauthorised transaction
- Venmo / Cash App: report via 'Get Help' → 'Report a payment'
- Zelle: report through your bank's app — Zelle now reimburses verified impersonation scams (since June 2023)
- Also dispute with the bank or card that funded the P2P transfer — they can sometimes reverse the funding leg
Was this guide helpful?
Know someone who needs this? Send them the guide.
JD
Written by
Jordan DicksonFounder, CyberSecurityGuides
Founder of CyberSecurityGuides, writing practical, jargon-free guides that help everyday people recover from and protect against online attacks.
Reviewed by CSG Security Engineers