Verify the real person is safe — then act on the payment fast

    When money has changed hands the priority order shifts: verify your loved one is OK, then immediately move on the payment side because recovery windows are short.

    Why act on the payment first now

    Bank transfers and card payments have time-limited recall windows — sometimes hours. Crypto and gift cards usually can't be reversed at all, but the providers still need to be told quickly to flag the receiving wallet/card.

    More from Communications Security

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    Confirm the inbox is actively compromised

    Pin down which account, who's been emailed, and which sessions are unfamiliar.
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    Make the next phishing email harmless

    Use a password manager, hardware key and email aliases so a single phish can't cascade.
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    Use specialised victim resources

    Sextortion has dedicated services — they're free, confidential and fast.