Spot Compromise on a Pension or Retirement Account

    Pin down the changes before calling the fund — they will move fast if you have specifics.

    What to do

      • List every login, withdrawal, contribution change or bank-detail change you don't recognise
      • Check whether the linked email or phone number was changed
      • Check whether 'early release' or 'condition of release' applications have been lodged
      • Save statements and screenshots before the fund's view changes during the dispute

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    Avoid Future Recovery and 'Refund' Scams

    Victim lists are sold and reused — assume more 'agents' will appear.
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    Cut Off and Report a Recovery-Scam Contact

    Engagement is the product; ending the conversation is the win.
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    Spot a Stolen-Funds 'Recovery' Scam

    Recovery-scam pitches all share the same red flags — confirm before doing anything.