Spot Account Takeover vs Scam Payment on P2P Apps

    Pin down whether this is account takeover or a scam payment — the recovery paths differ.

    What to do

      • List every transaction you don't recognise and the device they came from (in 'Settings → Activity / Devices')
      • Check whether your linked email or phone changed recently
      • Check the funding source: bank account, debit card or credit card
      • Save screenshots of the transaction screens before disputing

    More from Financial Recovery

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    Avoid Future Recovery and 'Refund' Scams

    Victim lists are sold and reused — assume more 'agents' will appear.
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    Cut Off and Report a Recovery-Scam Contact

    Engagement is the product; ending the conversation is the win.
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    Spot a Stolen-Funds 'Recovery' Scam

    Recovery-scam pitches all share the same red flags — confirm before doing anything.