Place a precautionary freeze while you investigate

    Freezing your credit before you've fully investigated is a low-cost insurance policy — it stops new accounts being opened in the gap.

    No downside to freezing early

    Freezes can be temporarily lifted in minutes when you genuinely apply for credit. There's no good reason not to put one in place while you investigate.

    More from Identity Recovery

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    Rotate breached passwords and re-secure those accounts

    Change passwords on every breached service plus anywhere you reused them.

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    Stop the next breach from hurting you

    Set up monitoring and unique credentials so future breaches don't cascade.

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    Confirm exactly which breach exposed you

    Pin down which services leaked, what fields were exposed, and which passwords are now public.