Freeze the child's credit and report the theft

    Freezing is the strongest move — and unlike adults, you don't need to thaw it for credit applications, because the child won't be applying for years.

    Keep records for them

    Save every letter, dispute and report under the child's name. They'll need this when they turn 18 if anything resurfaces.

    More from Identity Recovery

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    Rotate breached passwords and re-secure those accounts

    Change passwords on every breached service plus anywhere you reused them.
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    Stop the next breach from hurting you

    Set up monitoring and unique credentials so future breaches don't cascade.
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    Confirm exactly which breach exposed you

    Pin down which services leaked, what fields were exposed, and which passwords are now public.