Pull your credit report today before doing anything else

    Synthetic identity fraud is invisible until you look at the credit file. The good news: pulling reports is free and takes 15 minutes per bureau.

    If everything looks clean

    You may have caught it before damage was done. Continue with the standard 3 protect steps to lock the file pre-emptively.

    If you see anything unfamiliar

    Stop and switch to the 'confirmed' track — same workflow as the steps shown after answering 'yes'.

    More from Identity Recovery

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    Rotate breached passwords and re-secure those accounts

    Change passwords on every breached service plus anywhere you reused them.

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    Stop the next breach from hurting you

    Set up monitoring and unique credentials so future breaches don't cascade.

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    Confirm exactly which breach exposed you

    Pin down which services leaked, what fields were exposed, and which passwords are now public.