Pull your credit reports and list every fake entry

    Credit fraud is fought on paper. Your credit reports are the source of truth — mark them up once and use them as the master list for every dispute.

    Why all three (or all the bureaus in your country)

    Lenders only report to some bureaus, so a fraudulent account might appear on one report and not another. You need the full picture.

    What counts as fraud

      • Accounts (cards, loans, BNPL, mobile contracts) you didn't open
      • Hard inquiries from lenders you never applied to
      • Addresses, employers or names that aren't yours
      • Existing accounts with charges or limit increases you didn't authorise

    More from Identity Recovery

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    Rotate breached passwords and re-secure those accounts

    Change passwords on every breached service plus anywhere you reused them.
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    Stop the next breach from hurting you

    Set up monitoring and unique credentials so future breaches don't cascade.
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    Confirm exactly which breach exposed you

    Pin down which services leaked, what fields were exposed, and which passwords are now public.